An outdoor HVAC condensing unit on a concrete pad next to a beige single-story house with a dark shingle roof.

Heat pump vs Furnace in Winnebago County, Wisconsin

When a heat pump makes sense

If you want cooling as well as heating from one system, a heat pump is worth a look. Winter nights here average 13°F from December through February, cold enough that you would want a cold-climate model built to keep its heating power at that temperature. Even then, expect to pay more to heat your home than you would with gas, since natural gas runs at least 45% cheaper here.

When a furnace makes sense

For most homes in Winnebago County, a furnace is the lower-cost way to get through winter. It holds its output when nights drop to 13°F, and natural gas costs at least 45% less than a heat pump at Wisconsin prices. It only heats, so if you want central air too, you would pair it with a separate air conditioner.

When a heat pump makes sense

If you want cooling as well as heating from one system, a heat pump is worth a look. Winter nights here average 13°F from December through February, cold enough that you would want a cold-climate model built to keep its heating power at that temperature. Even then, expect to pay more to heat your home than you would with gas, since natural gas runs at least 45% cheaper here.

When a furnace makes sense

For most homes in Winnebago County, a furnace is the lower-cost way to get through winter. It holds its output when nights drop to 13°F, and natural gas costs at least 45% less than a heat pump at Wisconsin prices. It only heats, so if you want central air too, you would pair it with a separate air conditioner.

An outdoor HVAC condenser unit on a concrete pad in front of a two-story suburban house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement featuring concrete block walls, exposed floor joists, a bare concrete floor, and a forced-air furnace with a large metal exhaust duct in the corner.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Winnebago County.

Winter nights here average 13°F, and gas heat costs at least 45% less than a heat pump at Wisconsin prices, so the furnace wins.

At least 45% lessto heat with natural gas than with a heat pump, at Wisconsin prices
13°Faverage winter low
72%of homes here heat with gas

If your home has no gas line to run a furnace off, a cold-climate heat pump will still heat it through a Winnebago County winter.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 45% less to run
What it doesHeats and coolsHeats only
Homes in the Great Lakes states that heat with one3.4%78.8%
Handles a 13°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If you want cooling as well as heating from one system, a heat pump is worth a look. Winter nights here average 13°F from December through February, cold enough that you would want a cold-climate model built to keep its heating power at that temperature. Even then, expect to pay more to heat your home than you would with gas, since natural gas runs at least 45% cheaper here.

When a furnace makes sense

For most homes in Winnebago County, a furnace is the lower-cost way to get through winter. It holds its output when nights drop to 13°F, and natural gas costs at least 45% less than a heat pump at Wisconsin prices. It only heats, so if you want central air too, you would pair it with a separate air conditioner.

A Winnebago County contractor will price both against your own house, your ductwork and your panel.

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