A gray outdoor HVAC condenser unit mounted on a concrete pad in the front yard of a two-story suburban house.

Heat pump vs Furnace in Racine County, Wisconsin

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you plan to install a cold-climate model built to keep working when nights drop to 17°F. A standard heat pump loses heating power in that kind of cold, so the equipment choice matters more here than in milder places. Weigh the electric running cost against gas before you decide, since gas comes in well below electric at Wisconsin rates.

When a furnace makes sense

A furnace is the right call for most homes here. Winter nights average 17°F, and a furnace holds its full output through that cold instead of losing capacity like a standard heat pump does. It also costs at least 45% less to run on natural gas at Wisconsin prices, which adds up over eight months of heating a year. It won't cool your home, so you would still need a separate air conditioner for summer.

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you plan to install a cold-climate model built to keep working when nights drop to 17°F. A standard heat pump loses heating power in that kind of cold, so the equipment choice matters more here than in milder places. Weigh the electric running cost against gas before you decide, since gas comes in well below electric at Wisconsin rates.

When a furnace makes sense

A furnace is the right call for most homes here. Winter nights average 17°F, and a furnace holds its full output through that cold instead of losing capacity like a standard heat pump does. It also costs at least 45% less to run on natural gas at Wisconsin prices, which adds up over eight months of heating a year. It won't cool your home, so you would still need a separate air conditioner for summer.

A grey outdoor HVAC unit mounted on a concrete pad beside the beige-sided exterior wall of a suburban house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray forced-air furnace with sheet-metal ductwork stands in an unfinished basement with exposed wooden joists, concrete walls, and a hanging incandescent bulb.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Racine County.

Winter nights here average 17°F, and gas heat costs at least 45% less than a heat pump, so the furnace wins on cold and on cost.

At least 45% lessto heat with natural gas than with a heat pump, at Wisconsin prices
17°Faverage winter low
76%of homes here heat with gas

If your home has no gas line to it, a cold-climate heat pump will still heat it through those 17°F nights without the cost of putting one in.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 45% less to run
What it doesHeats and coolsHeats only
Homes in the Great Lakes states that heat with one3.4%78.8%
Handles a 17°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system and you plan to install a cold-climate model built to keep working when nights drop to 17°F. A standard heat pump loses heating power in that kind of cold, so the equipment choice matters more here than in milder places. Weigh the electric running cost against gas before you decide, since gas comes in well below electric at Wisconsin rates.

When a furnace makes sense

A furnace is the right call for most homes here. Winter nights average 17°F, and a furnace holds its full output through that cold instead of losing capacity like a standard heat pump does. It also costs at least 45% less to run on natural gas at Wisconsin prices, which adds up over eight months of heating a year. It won't cool your home, so you would still need a separate air conditioner for summer.

A Racine County contractor will price both against your own house, your ductwork and your panel.

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